Assured Access from Medavie Blue Cross is designed to provide peace of mind by ensuring that individuals can maintain their health insurance coverage throughout various life changes, such as job loss, retirement, or transitioning between jobs. This unique insurance product takes a "snapshot" of your health at the time of application, guaranteeing future eligibility for a comprehensive personal health plan, regardless of any new medical conditions that may develop later on.

One of the key features of Assured Access is that it allows policyholders to put their coverage on hold if they gain access to group health benefits, with the ability to reactivate their plan later without needing to undergo medical qualification again. The plan offers a range of benefits, including access to a full wellness program, a cash benefit in the event of accidental death or dismemberment, the waiver of waiting periods for certain benefits, and the ability to charge premiums against income tax or to a Health Spending Account (HSA).

Assured Access is available to individuals who are currently covered by an employer-sponsored group health plan, with eligibility extending up to the age of 64. It's also important to note that coverage can continue beyond the age of 65, offering long-term security and flexibility.

The plan covers a wide range of health services, including treatments and medications for serious conditions like cancer, pulmonary hypertension, and rheumatoid arthritis, which can be financially burdensome without insurance. The program is tailored to be both comprehensive and affordable, with premiums starting at a relatively low monthly rate.

In summary, Assured Access provides a unique solution for individuals looking to protect their future health insurance needs, offering a blend of flexibility, comprehensive coverage, and financial peace of mind. For those navigating life transitions or concerned about the potential loss of group health benefits, Assured Access represents a valuable tool in long-term health and financial planning.

For more detailed information about Assured Access and how it can benefit you and your family, give me, Mike Plume, a call at 506-462-7260, or send me a text at 506-440-6196, or an email at [email protected].