Manulife PAR

Life may have unknowns, but Manulife Par makes up for that with dependable, hassle-free protection .Take comfort in seeing immediate growth of your policy’s cash value, and keep confident your plan delivers long-term protection, all with potential tax-saving advantages.

Guaranteed premiums

Guaranteed amount of insurance that remains in effect for your entire lifetime

Guaranteed cash value that grows over time


Helping protect your family means safeguarding the life you lead and the people you love, should something happen to you. You can help cover everyday risks with 3-in-1 life, disability and critical illness insurance from Synergy. If you can’t work because of injury, illness or premature death, you can draw on the pool of money through your Synergy policy to:

Replace your income

Cover your mortgage and debts

Supplement gaps in your employer’s group plan


Insurance should be more than protecting your loved ones; it’s about living your life to the fullest. Manulife Vitality gives you insurance, plus the opportunity to earn rewards and save on how much you pay – all while improving your health.


Health and Dental Insurance that puts you in control of your insurance plan. Simply pick the dental and drug plan that best meets your needs and budget.


Proguard Series®

Income protection for professionals and executives. If illness or injury prevents you from doing your job, you can help make sure your income continues uninterrupted

Venture Series®

Affordable income protection for small business owners and employees. Access special programs for new business owners, farm owners, part-time workers and students and new grads in select professions

Personal Accident Disability Insurance

Help protect your finances when you’re disabled. Whether you’re working full-time, part-time, or not at all, Personal Accident Disability Insurance can help you cover your expenses, replace your income, or pay out-of-pocket hospital costs


400-494 Queen St,

Fredericton, NB, E3B 1B6

Office (506)462-7260

Fax (506)462-0910

© 2024 Plume Financial Services Inc.